Your Financial Partner

Built to help Black businesses get funded, grow, and build wealth.

Most accountants file your return and disappear. Atlas keeps your books clean, tells you what your numbers mean, helps you access funding, and stays in your corner all year — built specifically for Black-owned businesses.

From £149/mo
Full compliance included
All in one place
VAT, payroll, year-end
Xero-powered
Real-time financial visibility
Funding-ready
From day one
NewAtlas Property Investors Network — Join the Community
Why we exist

Built from the inside.

Atlas was built by someone who understands this community — not as an observer, but as a black business owner who has sat on the same side of the table as you. Who has paid an accountant £149 a month and wondered why proactive advice, funding access, and a genuine financial relationship wasn't part of the deal. Atlas is the financial partner we wished existed.

The Problem

Black businesses are underserved by the financial system.

Black and minority ethnic entrepreneurs contribute an estimated £25–32 billion to the British economy every year — yet are more likely to be refused loans, less likely to receive proactive financial advice, and more likely to be paying for compliance work that goes no further than filing a return.

The average black-owned business in the UK is paying for compliance and getting nothing more. No proactive tax advice. No funding guidance. No one flagging that they're eligible for a grant, or that their books aren't ready for the loan they want to apply for next year. Atlas was built to be something different.

Atlas was built to change that.

What We Do

Three services. One partner. One relationship.

01

Atlas Accounting

Your books, done properly — every month, not once a year. Xero-powered bookkeeping, VAT returns, payroll, year-end accounts, corporation tax and self assessment. All included. Fixed monthly price. No surprises. And unlike most accountants, we tell you what your numbers mean.

  • Bookkeeping via Xero
  • VAT returns
  • Payroll
  • Year-end accounts
  • Corporation tax
  • Self assessment
02

Atlas Finance

Direct lending — £150k to £5m. No BDM layer, no third-party delays.

  • Bridge loans
  • Refurbishment finance
  • Auction finance
  • Rebridging
  • Interest rolled up
  • England & Wales
03

Atlas Advisory

Strategic financial thinking that helps you grow — not just comply.

  • Funding readiness scoring
  • Grant identification
  • Growth strategy
  • Investor-ready reporting
  • Wealth planning
  • Community introductions
Client Stories

Real businesses. Real outcomes.

Amara
34 · Sierra Leone · Peckham
Beauty salon owner

Came to Atlas with 18 months of unfiled books and two HMRC penalty notices. Within six weeks her Xero was clean, VAT was current, and she had accounts clean enough to negotiate a second salon lease.

"I didn't know what I didn't know. Now I do."

Kofi
49 · Ghana · Wolverhampton
Construction contractor

Three years of receipts in a shoebox. Atlas rebuilt his records, identified £18,400 in unclaimed expenses, recovered £4,100 in tax refunds, and got him investment-ready for his first property purchase.

"He built other people's wealth for 20 years. He's building his own now."

Fatou
28 · Senegal · Brixton
Digital marketing consultant

Six-figure consultancy structured incorrectly as a sole trader. Atlas restructured her take-home, saving £4,800 in year one, and gave her the numbers to confidently raise her rates by 30%.

"The most valuable thing was the confidence to charge what I was worth."

Why Atlas

What makes us different.

01

Proactive, Not Reactive

We don't wait for you to call. Monthly health checks, WhatsApp access, and proactive alerts — before small things become problems.

02

Funding Readiness Score

Every client receives a quarterly assessment of what they'd need to qualify for a loan, grant, or investment — and a clear plan to get there.

03

Direct Finance Access

When you're ready to move, Atlas Finance lends directly — £150k to £5m, no broker fees, no bottlenecks. Your Atlas books become your strongest application.

04

Community & Network

Atlas clients access a private network of Black business owners — referrals, introductions, and peer support built on genuine trust.

Pricing

Three tiers. No surprises.

Most accountants charge you by the hour and bill you for every question. Atlas is fixed monthly — everything included, no surprises, no extra charges for picking up the phone.

Foundation

Starter

£149 / month
"Get compliant and get clean."
  • Bookkeeping via Xero + Dext
  • VAT returns
  • Self assessment
  • Payroll up to 2 employees
  • WhatsApp support
  • Annual funding readiness score
Start Onboarding →
Growth · Most Popular

Builder

£249 / month
"Get funded and get growing."
  • Everything in Foundation
  • Year-end accounts & corp tax
  • Payroll up to 10 employees
  • Quarterly financial health call
  • Active grant & funding alerts
  • Quarterly management accounts
Start Onboarding →
Scale

Investor

£449 / month
"Build wealth and build legacy."
  • Everything in Growth
  • Monthly management accounts
  • Investor-ready financials
  • R&D tax credit assessment
  • Pitch deck financial modelling
  • Community introductions
Start Onboarding →
Atlas Finance

When your books are clean, your next move is funding.

Once you're working with Atlas Accounting, Atlas Finance gets you funded — directly, without broker fees or BDM bottlenecks.

Bridge Loan

Acquisition, Refinance & Equity Release

Single draw facility with interest rolled up. Fast completion, no monthly payments — repaid at exit on sale or refinance.

AcquisitionRefinanceEquity Release
Refurbishment Finance

Light, Medium & Heavy Works

One facility covering acquisition and works. Light covers kitchens, bathrooms, EPCs. Medium includes PDR extensions. Heavy covers full conversions.

LightMediumHeavy
Auction Finance

28-Day Completion

Structured specifically for auction purchases. Fast decisions and completion within the 28-day window — bid with confidence.

Auction Purchase28-Day
Rebridging

Refinance Your Existing Bridge

Refinancing an existing bridge onto better terms. The fastest growing product in the market — and one most borrowers don't know about.

Better TermsExtended Time
Loan size£150,000 – £5,000,000
Residential LTVUp to 75%
Semi-commercial & Commercial LTVUp to 70%
GeographyEngland & Wales
Fast Decisions
No BDM, no third-party delays
No Monthly Payments
Interest rolled up, paid at exit
One Facility
Covers acquisition and works
Clean Exit
Repayment on sale or refinance
Founding Member

Join the first thirty.

Founding member pricing — locked in permanently, for life. As Atlas grows, your rate never increases. In return, we ask for honest feedback and the willingness to share your experience with your network.

Foundation
£99 /mo
vs £149
Growth
£179 /mo
vs £249
Scale
£349 /mo
vs £449
Get in touch

Ready to work with a financial partner who's actually in your corner?

Book a free 30-minute discovery call. We'll look at where you are, where you want to go, and which Atlas tier fits.

Book a Discovery Call
WhatsApp
+44 794 644 4348
Email
enquiries@sinnergy.co.uk